Online Program Terms & Conditions


​The following Terms and Conditions are entered into by and between You (“Client” or “You”) and The Congruent Life, LLC (“Company”, “we”, or “us”). 


Program


The Company agrees to provide you with access to the Online Program entitled, “The Clickworthy Copywriting Certification® (“Program”). As a condition of participating in the Program, you agree to be bound by and to abide by all policies and procedures set out in this Agreement, including those incorporated by reference.


Terms of Use, Privacy Policy, & Disclaimer


The Company’s Terms of Use, Privacy Policy, and Disclaimer are hereby incorporated by reference into this agreement. Except as modified by this Agreement, each of those agreements and policies shall apply fully to your participation in the Program. In the event of a conflict between any of those policies and this Agreement, this Agreement shall govern.


Nature of The Relationship


Nothing in this Agreement shall be construed to create a partnership, joint venture, employment, or agency relationship. The Company is agreeing only to provide Client with access to the Program, which provides education and information. The information contained in the Program, including any interactions with the instructors, is not intended as, and shall not be understood or construed as, professional advice. Specifically, the information contained in the Program, including any interactions with the instructors, is not intended as, and shall not be understood or construed as, legal advice, accounting advice, investment advice, health or medical advice, financial advice, therapy, or any other kind of professional advice. 



The Program 


As part of the Program, the Company shall provide the following to Client.


Access To Program Area – The Company shall maintain a Program Area that may include lessons, forms, worksheets, and other information. You shall have access to this Program Area from your date of enrollment through February 14, 2025.  


Recorded Trainings - The Company shall provide Recorded Modules during the Program, which can be accessed via the Kajabi portal. 


Q&A Calls/Sessions – As a member of the Program, you will have access to 8 Live Calls. The Company shall provide you with details about how to participate in these question and answer sessions. 


Certification --- Upon successful completion of Program assessments, Client will receive a Certification and may hold him or herself out as a Certified Clickworthy Copywriter. Client has one full year from your date of enrollment in the Certification to Certify. *** Should client default on their payment for Program, Client is not eligible to certify. 

Should Client wish to retain access to the Program portal beyond one year without Certifying, client may, at Company’s discretion, purchase a year-long extension for the rate of $997. This extension allows Client to retain access to the Certification materials and to extend his or her time to certify through an additional year.

Client may submit assignments and/or the Certification exam as many times as possible in order to pass the Certification. However, after two unsuccessful submissions for any assignment, Client must pay a re-submission fee of $100 per assignment / examination for re-submitting any assignment and / or the examination. 


Unlimited Access — Unlimited access to the Certification content is granted upon your certification. This means that when you complete your certification within a year of your enrollment in the program, you also keep access to the Certification modules, swipe files, and other program content. However, should you decide NOT to certify within a year of your enrollment, you will forfeit access to the Certification content, swipe files and other program content one calendar year from the date of your enrollment. 


Bonuses – From time to time, the Company will offer bonuses to individuals who sign up for the Program. You shall be entitled to any bonuses offered to you at the time of registration. Certain bonuses shall be unlocked upon your completion of the Certification and the passing of your Certification exam. All bonuses are contingent upon full payment of the Program investment. Any default may result in removal of access to Program bonuses. 


Fees


In consideration of Your access to the Program, you agree to pay the following fees. 


You may choose between a single payment of $3997 (due immediately), 3 monthly payments of $1497 each, or 6 monthly payments of $797 each. If you select a payment plan, you must pay the initial payment today and then your selected payment method will be automatically charged the following 2 or 5 payments (depending on whether you choose the 3-pay or the 6-pay plan) on a monthly basis, for a total payment of $4491 or $4782, respectively. If you opt for monthly payments, you will remain responsible for those payments unless you obtain a refund according to the Program’s Refund Policy set forth below. You may not cancel or avoid these payments except through the Refund Policy. In the event that any payment is not made, the Company shall immediately suspend your access to the Program, as well as any and all bonuses.

Please note that if you default on ANY payment and/or are late making any payment, you lose access to your bonus listing on the Certified Writers’ Directory Page that is a bonus benefit of becoming a Certified Clickworthy Copywriter and may not regain this bonus, even after making your payments current. Your website feature is contingent upon you making each and every payment in full and on time pursuant to this agreement and there shall be no exceptions. Furthermore, your website feature is a pay-in-full bonus meaning that you may not be listed on the Certified Writers’ Directory Page until your program payments have been made in full, whether you are on the 6-pay or the 3-pay plan. 


Should you be late for any reason on any payment, Company may accelerate your remaining payments and require that your entire program be paid off before you may regain access to any program materials.  Additionally, Company reserves the right to charge a $30 administrative fee for each late payment before you may regain access to the Program. 


Furthermore, Company may also in its sole discretion permanently terminate your access to Program for non-payment, regardless of the fact that you remain responsible for payment in full of all remaining payment plan fees and administrative late fees. 


In the event that any payment is not received on the date that it is due, Company reserves the right to permanently cease your access to Program in its discretion without any refund of prior payments submitted.  You lose any “lifetime” or “unlimited” access to Program in the event that any payment is not received on the date that it is due.

If you fail to make payment in a timely manner pursuant to these terms or voluntarily decide to withdraw from our programs, unless you meet the Refund Policy as outlined in these terms, for any reason whatsoever, you still remain liable and fully responsible under the law for the full price of the Program. 



Payment Plan Authorization

If You elect for the payment plan, You hereby authorize the Company to charge your credit card or debit card automatically according to the terms set forth in the Fees section above. You agree to keep an active credit card on file to cover all installments on their due dates. This means that you are responsible for updating your card in our Kajabi portal and/or Paypal if your card expires and providing a new card to make your installments on their due dates if there is any issue with your original card on file. You understand that you may not cancel your payment plan before all payments have been made in full and that if you do so, Company may immediately suspend your access to Program and also reserves the right to report you to the major credit reporting agencies for delinquency, which could negatively affect your credit score. You also permanently lose access to Program should you attempt to cancel and/or cancel your payment plan and you may not enroll in any future Company programs or obtain services from Company in the future. 


We understand that many unexpected life events may occur after your enrollment in Program. However, there are NO exceptions to your obligation to meet your payment plan once you enroll in Program.  There are no exceptions for illness, job loss, family member objection, or other unforeseen circumstance that would allow you to avoid your payment plan. There are no exceptions for you to avoid your Program fees if your own clients neglect to pay you. For that reason, we encourage you to ensure that you are fully committed to honoring your payment plan before enrolling in Program. 


Furthermore, since we have a clear Refund Policy outlined for you in these Terms that you have agreed to prior to purchasing the Program, we do not tolerate any type of chargeback threat or chargeback from your credit card company. In the event that we receive a chargeback threat or a chargeback is placed on Program during or after your purchase, Company reserves the right to report the incident to all three major credit reporting agencies and other relevant entities for inclusion in any chargeback database and/or listing as a delinquent account, which could have a negative effect on your credit score. The information reported may include your name, email address, purchase date, purchase amount, delinquency date, delinquency amount, and billing address. Any chargeback threat or actual chargeback will permanently terminate your access to Program regardless of the outcome of the dispute and you remain fully liable for the Fees you agreed to pay by enrolling in Program pursuant to these Terms. 



Refund Policy


The Company provides a money-back guarantee for the Program.  That money-back guarantee is governed by the following terms.


We want You to be satisfied with your purchase, but we also know that your success will hinge on whether you put in the work necessary to succeed. Thus, we offer a money-back guarantee on purchases of the Program, but you must demonstrate that you have attempted to complete and apply the lessons. To claim a refund, You must request your money back within the first 30 days of the program (starting from the date of your enrollment). You may request your money back by emailing success@saraannapowers.com. That email must reference the Program, set out the date of Your purchase, and the email and name associated with the purchase. You must also demonstrate that you have attempted to implement the program without success. 


To meet this requirement, you must be present for all live mentor calls included in the program or watch all replays of said live calls prior to your Refund Request, watch all modules released prior to your Refund Request, and complete all lessons and assignments given prior to your Refund Request. You must watch the call replays and modules inside your Kajabi portal so that Company can verify your progress and attendance as Kajabi tracks your viewing. You must show your completed assignments by emailing them to success@saraannapowers.com along with your Refund Request. 


Upon determining that you are entitled to a refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds. The Company is only able to provide any Refund to your original method of payment. 


If you receive a refund of any purchase through this money-back guarantee, that shall immediately terminate any and all licenses granted you to use the material provided to you under this Agreement and the Company’s Terms of Use. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources. You will also become ineligible to enroll in any future programs or purchase any future services with or from Company. 


No refunds shall be given outside of these terms, for any reason whatsoever. Please ensure that you are fully committed to honoring your terms of payment before enrolling in Program. 




Ownership Of All Intellectual Property


All content included as part of the Program, such as text, graphics, logos, images, as well as the compilation thereof, and any software used in the Program, is the property of the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. 


The Company name, the Company logo, the Company slogan, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans in the Program are the trademarks of their respective owners.


Your participation in the Program does not result in a transfer of any intellectual property to You, and, as a condition of participation in the Program, You agree to observe and abide by all copyright and other intellectual property protection.


You are granted a single-use, non-exclusive, non-transferable, revocable license to access and use the Program content and resources. You hereby agree that You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found in the Program. 


The Company content is not for resale. Your participation in the Program does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your individual use, and will make no other use of the content without the express written permission of the Company and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized herein.


You hereby agree that any infringement of the Company’s intellectual property shall result in an immediate termination of the license granted hereunder. To be clear, if you violate the Company’s intellectual property rights, your access to the Program will be terminated immediately, and you shall not be entitled to a refund of any portion of the fees.


Confidentiality


As a condition of participating in the Program, you hereby agree to respect the privacy of other Program participants and to respect the Company’s confidential information. 


Specifically, you shall not share any information provided by other Program participants outside of the bounds of the Program unless you receive express written permission from such other participant to share the information. Similarly, the content of the Program contains the Company’s proprietary methods, processes, forms, templates, and other information. You hereby agree not to share the information provided to You in the Program with anyone other than the Company, its owners and employees, and other Program participants. 


Personal Responsibility


By participating in the Program, you accept personal responsibility for the results of your actions. You agree that the Company has not made any guarantees about the results of taking any action, whether recommended in the Program or not. The Company provides educational and informational resources that are intended to help participants in the Program succeed. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.


You also recognize that prior results do not guarantee a similar outcome.  Thus, the results obtained by others - whether clients of the Company or otherwise - applying the principles included in the Program are no guarantee that you or any other person or entity will be able to obtain similar results.


You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available in the Program. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended in the Program.


You also understand that achieving the Certification does not grant you any guarantee of referrals or new clients, or any promise or claim that you will receive any amount of income through referrals or leads from the Company. 


Materials Provided By You During The Program


The Company does not claim ownership of the information or materials You may provide during the Program (including feedback and suggestions) or post, upload, input, or submit to any Website or our associated services (collectively “Submissions”). 


However, by posting, uploading, inputting, providing, or submitting your Submission you are granting the Company, our affiliated companies, and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission.


In other words, the Company has the right to include your Submissions – including any audio or video recordings of You participating in any sessions as part of the Program – in the Program and other marketing material going forward. 


Included in this term Submissions are any wins you share within our Circle Community, which Company has the right to copy, distribute, transmit, publicly display, format and publish your name in connection with your Submission within our marketing and/or educational materials. 


No compensation will be paid with respect to the use of your Submission, as provided herein. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company’s sole discretion. Please be mindful of what you post, as by posting, you are granting the Company the right to use your Submission and giving Company an interminable right to publish, publicly display, and distribute said Submission. 


By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input, or submit the Submissions.


Circle Community

Company may provide access to a Circle community as a bonus to the Program. Your presence in this community is discretionary and Company reserves the right to restrict your access at any point for any reason.  You understand that Circle is a public platform and therefore no privacy is guaranteed as to anything you post inside the community, as other members may/will see your posts and Company cannot control what others may see or share. 


No Warranties


The Company makes no warranties regarding the performance or operation of the Program, including any technological aspects of the program. The Company further makes no representations or warranties of any kind, express or implied, as to the information, contents, materials, documents, programs, products, books, or services included in or through the Program. To the fullest extent permissible under the law, the Company disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose. 


Limitation of Liability


You agree to absolve and do hereby absolve the Company of any and all liability or loss that you or any person or entity associated with you may suffer or incur as a result of use of the Program and/or any information and resources contained in the Program. You agree that the Company shall not be liable to you for any type of damages, including direct, indirect, special, incidental, equitable, or consequential loss or damages for use of the Program.


The information, software, products, and service included or available through the Program may include inaccuracies or typographical errors. Changes are periodically added to the information in the Program. The Company and/or its suppliers may make improvements and/or changes in the Program at any time. 


The Company and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained in the Program for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided “as is” without warranty or condition of any kind. The Company and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement. 


To the maximum extent permitted by applicable law, in no event shall the Company and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data, or profits arising out of or in any way connected with the use or performance of the Program, with the delay or inability to use the Program or related service, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through the Program, or otherwise arising out of the use of the Program, whether based on contract, tort, negligence, strict liability, or otherwise, even if the Company or any of its suppliers has been advised of the possibility of damages. Because some States or other jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to You. If you are dissatisfied with the Program or any portion of it, your sole and exclusive remedy is to discontinue using the Program.


Arbitration


​You hereby expressly waive any and all claims you may have, now or in the future, arising out of or relating to the Program. 


To the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only through binding arbitration to occur in Madison, Mississippi. You further agree to and do hereby waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any individual claims you and/or any entity related to you asserts against the Company. To the fullest extent permissible by law, you further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.



Indemnification


You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and third parties for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Program and related services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. The Company reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with the Company in asserting any available defenses.


Termination And Access Restriction


The Company reserves the right, in its sole discretion, to terminate your access to the Program and the related services or any portion thereof at any time, if You become disruptive to the Company or other Program participants, if You fail to follow the Program guidelines, or if You otherwise violate this Agreement. You shall not be entitled to a refund of any portion of the fees and shall not be excused from any remaining payments under a payment plan in the event of such termination.


Entire Agreement


This Agreement, along with the Company’s Terms of Use, Privacy Policy, and Disclaimer, constitutes the entire agreement between You and the Company with respect to the Program, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between You and the Company with respect to the Program. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. 


Severability 


If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.


Waiver


No waiver by any Party of any of the provisions of this Agreement shall be effective unless explicitly set forth in writing and signed by the Party so waiving. Except as otherwise set forth in this Agreement, no failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from this Agreement shall operate or be construed as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power, or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.


Force Majeure


The Company shall not be liable or responsible to You, nor be deemed to have defaulted or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of the Company including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion, a pandemic, COVID-19, or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, epidemic, lock-outs, strikes or other labor disputes (whether or not relating to either party's workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.


Effective Date


This Agreement shall commence and be enforceable with respect to each Program participant upon the date that the participant initially registers for the Program.